IMS Policy Wordings

We don't rely upon insurers standards forms, all of our policy forms are bespoke to Insurance Market Services and our clients, to ensure that you can offer your clients broader coverage at market leading prices. Lloyds of London has always led the way with innovative solutions as well as offering higher limits. Where limits are exceptionally high we structure policies to include XS layers, coinsurance arrangements or reinsurance protection.

Creating wordings that provide full indemnities on a first loss basis, improved basis of valuation and coverage for consequential expenses ensures that in the event of a loss, your clients receive a higher claims settlement. Extending the All Risks coverage to suit the clients industry and activities means that we can pay claims where other markets can not. Of course, all of this is delivered at a competitive premium and by working with you we will structure policies to put you in a stronger position to win more Ocean Marine business.